Originally Posted by zilla600

Because, if you have insurance on it, and it gets totaled out, the insurance company may give you more than what you paid for it. Thus you can go out and get a better snowmobile. I wouldn't recommend doing it, but its possible scenario. Also, another great thought i just had is: If your on the trail and you hit somebody and you don't have insurance, do you have to pay there medical bills, or would the insurance company that you have your sled through take care of that? I assume that since Michigan is a no-fault insurance state it applies to all vehicles?

I dont condone going out and totalling your machine just to find out that im probably completely wrong.